Insights & Analysis
In-depth articles on business funding, debt recovery under Section 138 NI Act, BNS/BNSS legal framework, SARFAESI, NPA resolution, and strategic financial advisory — by Adv. Subodh Bajpai, Senior Partner at Corpus Juris Legal, Advocate at Delhi High Court, MBA Finance from XLRI Jamshedpur.
The Legal Blind Spot of MSMEs Most Micro, Small, and Medium Enterprises (MSMEs) in India operate without dedicated legal advisory, relying instead on ad-hoc legal consultations when problems arise. This reactive approach to legal matters ...
Read Full Article →A Landmark in Indian Dispute Resolution The Mediation Act, 2023 represents a significant milestone in India’s dispute resolution landscape. For the first time, India has a comprehens...
Read Article →The Importance of Choosing the Right Legal Representation The outcome of debt recovery proceedings and business disputes is significantly influenced by the quality of legal representation....
Read Article →The Growing Threat of Cyber Crime India has witnessed an exponential increase in cyber crimes, with online fraud losses estimated to run into thousands of crores annually. From phishing an...
Read Article →The Digital Imperative for Law Firms The legal services market in India is increasingly competitive, and the traditional methods of client acquisition — word-of-mouth referrals and p...
Read Article →The AI Revolution in Legal Services Artificial intelligence is fundamentally reshaping the legal profession globally, and India is at the forefront of this transformation. From legal resea...
Read Article →Why Reputation Matters More Than Ever In the digital age, the reputation of advocates and law firms is increasingly shaped by their online presence. Potential clients, corporate counsel, a...
Read Article →Understanding the Startup Funding Journey The startup funding journey is a progression through defined stages, each with distinct characteristics, investor types, and valuation expectation...
Read Article →Why Asset Protection Matters Business owners and high-net-worth individuals face unique risks to their wealth. Business liabilities, litigation, regulatory actions, and personal guarantees...
Read Article →Why Indian Entrepreneurs Are Looking at Dubai Dubai has emerged as a preferred international business hub for Indian entrepreneurs, offering zero personal income tax, strategic geographic ...
Read Article →India as an Investment Destination for NRIs Non-Resident Indians (NRIs) represent a significant pool of investment capital for the Indian economy. With the Indian diaspora spread across th...
Read Article →The Entrepreneur’s Financial Dilemma Many successful business owners share a common vulnerability: their personal wealth is overwhelmingly concentrated in their business. While this ...
Read Article →What Is a Lok Adalat? Lok Adalats (People’s Courts) are alternative dispute resolution forums established under the Legal Services Authorities Act, 1987. They provide a unique mechan...
Read Article →Partner Disputes and Financial Recovery Disputes between business partners, whether in partnerships, LLPs, or private companies, frequently involve allegations of financial mismanagement, ...
Read Article →Why Arbitration Matters for Indian Businesses India’s civil court system, despite ongoing reforms, continues to struggle with massive case backlogs and extended timelines. A simple m...
Read Article →The Role of Legal Notices in Debt Recovery A well-drafted legal notice is often the first and most important step in the debt recovery process. It serves multiple purposes: formally demand...
Read Article →The Challenge of Debt Recovery in India Debt recovery remains one of the most significant challenges facing businesses and financial institutions in India. Despite improvements in the lega...
Read Article →What Are Vulture Funds? Vulture funds, also known as distressed asset funds, are specialized investment vehicles that acquire distressed or non-performing financial assets at significant d...
Read Article →Understanding the Insolvency and Bankruptcy Code The Insolvency and Bankruptcy Code (IBC), 2016 is India’s comprehensive legislation for the resolution of insolvency in a time-bound ...
Read Article →Receiving a SARFAESI Notice: What It Means When a borrower’s account is classified as a Non-Performing Asset (NPA) and the bank or financial institution initiates proceedings under t...
Read Article →What Is the Debt Recovery Tribunal? Debt Recovery Tribunals (DRTs) are specialized quasi-judicial bodies established under the Recovery of Debts and Bankruptcy Act, 1993 (formerly known as...
Read Article →The NPA Challenge in Indian Banking Non-Performing Assets (NPAs) have been a persistent challenge for the Indian banking sector, with gross NPAs of scheduled commercial banks running into ...
Read Article →Understanding the SARFAESI Act, 2002 The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 is one of the most powerful tools a...
Read Article →The Growing Importance of Digital Evidence In an increasingly digital economy, electronic records have become the primary evidence in a vast majority of commercial disputes, fraud cases, a...
Read Article →Quick Reference: IPC to BNS Section Mapping for Business With the transition from the Indian Penal Code (IPC) to the Bharatiya Nyaya Sanhita (BNS) effective July 1, 2024, business persons,...
Read Article →Section 316 BNS: The New Law on Breach of Trust Section 316 of the Bharatiya Nyaya Sanhita (BNS), 2023 replaces Section 406 of the Indian Penal Code dealing with criminal breach of trust. ...
Read Article →Section 318 BNS: The New Law on Cheating Section 318 of the Bharatiya Nyaya Sanhita (BNS), 2023 replaces Section 420 of the Indian Penal Code as the primary provision dealing with cheating...
Read Article →India’s New Law of Evidence The Bharatiya Sakshya Adhiniyam (BSA), 2023 replaces the Indian Evidence Act, 1872, as the law governing the admissibility, relevance, and weight of evide...
Read Article →Bharatiya Nagarik Suraksha Sanhita: The New CrPC The Bharatiya Nagarik Suraksha Sanhita (BNSS), 2023 replaces the Code of Criminal Procedure (CrPC), 1973, as the procedural backbone of Ind...
Read Article →A New Era in Indian Criminal Law The Bharatiya Nyaya Sanhita (BNS), 2023 represents the most significant overhaul of India’s criminal law framework since independence. Replacing the ...
Read Article →Judicial Evolution of Section 138 Jurisprudence The Supreme Court of India has played a pivotal role in shaping the interpretation and application of Section 138 of the Negotiable Instrume...
Read Article →Understanding the Limitation Period in Section 138 Cases The limitation period for filing a complaint under Section 138 of the Negotiable Instruments Act is strictly regulated and has been...
Read Article →Understanding Post-Dated Cheques in Indian Law Post-dated cheques (PDCs) are widely used in India as security instruments, particularly in loan transactions, rent agreements, and business ...
Read Article →Two Different Legal Frameworks for Cheque-Related Offences When a cheque bounces, the aggrieved party often considers both civil and criminal remedies. On the criminal side, two primary pr...
Read Article →Understanding Your Legal Position Being accused in a cheque bounce case under Section 138 of the Negotiable Instruments Act carries serious consequences, including potential imprisonment o...
Read Article →Vicarious Liability Under Section 141 of the NI Act When a cheque issued by a company is dishonoured, the question of who can be prosecuted becomes critical. Section 141 of the Negotiable ...
Read Article →Timeline of Section 138 Proceedings One of the most common concerns for complainants in cheque bounce cases is the duration of proceedings. While the Negotiable Instruments Act mandates th...
Read Article →Introduction to Section 143A Section 143A of the Negotiable Instruments Act, introduced by the Negotiable Instruments (Amendment) Act, 2018, is a powerful provision that allows courts to d...
Read Article →Importance of the Demand Notice in Section 138 Cases The demand notice is a mandatory prerequisite for filing a complaint under Section 138 of the Negotiable Instruments Act. Without a pro...
Read Article →Understanding Section 138 of the Negotiable Instruments Act, 1881 Section 138 of the Negotiable Instruments Act, 1881 is one of the most frequently invoked provisions in Indian commercial ...
Read Article →The Collateral Challenge for Small Businesses Collateral requirements have historically been one of the biggest barriers to credit access for small businesses in India. Many MSMEs and firs...
Read Article →The Receivables Problem Facing Indian Businesses One of the most persistent challenges facing Indian businesses, particularly MSMEs, is the extended payment cycle. When customers take 60, ...
Read Article →How Business Loan Interest Rates Work in India Interest rates are one of the most important factors in any business loan decision, directly impacting the total cost of borrowing and monthl...
Read Article →Why a Strong Business Plan Matters A well-crafted business plan is the foundation of any successful funding application, whether you are approaching a bank for a loan or pitching to ventur...
Read Article →Understanding the Key Differences Private equity (PE) and venture capital (VC) are both forms of equity financing, but they serve fundamentally different types of businesses at different s...
Read Article →Why Business Loan Applications Get Rejected Despite India’s growing lending ecosystem, a significant percentage of business loan applications are rejected every year. For many entrep...
Read Article →The Indian Venture Capital Landscape India has established itself as the third-largest startup ecosystem globally, with over 100 unicorns and thousands of venture capital-backed companies....
Read Article →Understanding Working Capital and Its Importance Working capital — the difference between a company’s current assets and current liabilities — is the lifeblood of any bus...
Read Article →The MSME Sector: Backbone of Indian Economy Micro, Small, and Medium Enterprises (MSMEs) contribute approximately 30% to India’s GDP and employ over 11 crore people. Despite their cr...
Read Article →Understanding the Business Funding Landscape in India India’s business funding ecosystem has evolved dramatically over the past decade. From traditional bank loans to alternative fin...
Read Article →From MSME funding to debt recovery, from Section 138 NI Act to SARFAESI — strategic advice from one of India’s most trusted financial and legal minds.
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